axis bank personal loan

Bajaj Finance Personal Loan Starts @ 13%*

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Bajaj Finance Personal Loan in Bangalore

Bajaj Finserv Limited is an Indian financial company. The company mainly focused on lending, asset management, wealth management, and insurance and is also involved in consumer finance, life insurance, and general insurance. Living cost is a big challenge for those living in Bangalore as it is increasing day by day. Sometimes it is harder to arrange funds for immediate needs such as home renovation, traveling, weddings, medical urgencies, etc. In such cases, Bajaj Finserv helps by providing personal loans at lower interest rates with a simple process and fast approval.

Bajaj Finserv Personal Loan Details

Rate of Interest 13% Onwards
Loan Amount Up to 40 Lakhs
Processing Fees> Up to 2% + GST
Bounce Charges ₹600 + GST e
Penal Interest 2% to 4%
Stamp Duty At Actual
Foreclosure Charges Term loan: 4% of principle loan outstanding
Flexi loan: 4%
Flexi Hybrid loan:4% of (Total loan amount that you can withdraw under flexi loan from time to time as per the repayment schedule) on the date levy of such charges
Part payment Charges

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Eligibility criteria for axis bank personal loan

Following are basic eligibility criteria for axis bank personal loan

For Salaried

  • Minimum Age: 21 years
  • Minimum Monthly Income: 30,000/-
  • Work Experience: Minimum work experience should be 1+ years & with current employer minimum 1 month

For Self Employed Professionals

  • Minimum Age: 25 years
  • Minimum Annual Income: 5,00,000/- per year
  • Work Experience: Minimum 3 years in business with proper Certification & Licence

Documents Required for Personal Loan

For Salaried

  • Identity & Age Proof: Pan Card, Aadhar Card, Voter ID, Passport
  • Address proof: Passport, driving licence, Voter ID, utility bills (electricity/water/gas), Registered Rental Agreement
  • Bank statements for the last 3 months
  • Salary Slips along with latest Form 16 or ITR or your company offer letter
  • Bank Statements Latest 3 months or 6 Months Bank Passbook

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For Self-Employed Professionals

  • Identity & Age Proof: Pan Card, Aadhar Card, Voter ID, Passport
  • Residence proof: Passport, Driving licence, Voter ID, Utility bills (electricity/water/gas), Registered Rental Agreement
  • Date of Birth proof: Passport, Driving licence, Pan Card, Birth Certificate, 10 th or 12 th Marks Card, or Aadhar Card
  • Bank Statements: Latest 3 months or 6 Months Bank Passbook
  • Latest Income Tax Returns
  • Last 2 years Balance Sheet and Profit & Loss Account and duly certified by a Chartered Accountant

why to choose loansaath to apply for axis bank personal loan?

  • We help to get the loan at the lowest interest rate offers by multiple Banks and NBFCs
  • We allow you to compare loan interest rates
  • Easy loan Process
  • We assist you with documentation until the loan disbursal.
  • We guide you in loan Repayment & Pre-payment
  • Our support is available even post loan disbursement

How to apply for a personal loan with loansaath?

  • Submit your details
  • You will get a call from our customer support team
  • Our Executive will come and collect required documents
  • Loan Approval and disbursement